| HSBC Survey: Consumers Slow to Seek Free Credit Reports, Despite ...
(CSRwire) PROSPECT HEIGHTS, Ill. - A new survey by HSBC - North America finds that while 82 percent of consumers fear identity theft, only four in 10 have taken advantage of the recent law - the Fair and Accurate Credit Transactions Act (FACT Act) - that gives consumers free access annually to their credit reports to check for errors. Checking credit reports regularly can help consumers detect identity theft, which, according to the Federal Trade Commission, has struck 27.3 million Americans in the past five years. It's also an opportunity for consumers to understand their credit status, see how their financial decisions impact their credit standing and assess their progress toward achieving financial goals. "Knowing your credit history represents the first step toward understanding and managing your financial well-being," says Loretta Abrams, vice president of community development and consumer advocacy at HSBC - North America.
10 Tips: Fix credit-report errors
Have you ever been horrified to discover errors on your credit report? Such inaccuracies can and should strike fear into any conscientious consumer's heart because of their punishing consequences. What consequences, you ask? Well, they can result in higher interest rates whenever you borrow money, and they can even affect your ability to qualify for credit, insurance, employment or rental housing. To avoid such ominous scenarios, consider these tips for fixing mistakes on your credit report. .
State schools going ‘green’
If the school saves more than the company's fee, WVU gets to pocket the difference.The first phase of the project is complete on WVU's Evansdale campus. The entire campus will be covered in about five years.Fisher hopes a universal policy will be completed this spring that addresses sustainability efforts campus-wide. The movement has created demand for a new job at WVU: sustainability coordinator.The position is currently vacant, but Fisher says he's looking for someone to oversee the school's various green projects. The coordinator would create a framework for the campus' environmental impact, with a hand in academic areas, student affairs, facilities, transportation and parking.And there are ways that WVU has been ahead of the game. The university's PRT system transports more than 2 million students a year between the university's two campuses."We don't even have a bus fleet," Fisher said.
Celebrities Donate to Many Candidates
The show's star and creator, Larry David, donated to both Obama and Edwards, but is supporting Obama, said Laura Streicher, David's assistant and an associate producer on the show. Cast members Cheryl Hines, Jeff Garlin and Paul Dooley all contributed to Obama. Another actress supporting Clinton is Fran Drescher, former star of the TV show "The Nanny," who contributed $2,300 to the campaign. In an e-mail, Drescher told the AP that she considers Clinton "the best man for the job!" "I also think that having Bill Clinton is a plus," she said. "He is one of the greatest statesmen of our time, and I believe that he _ as first man _ will be a most effective diplomat. Now let's get a little estrogen in the White House _ couldn't hurt!" Hollywood had a long romance with Bill Clinton when he was in the White House, but Obama has also benefited from the star treatment, most noticeably from a high-profile endorsement from Oprah Winfrey, who has donated $2,300 to his campaign.
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