| Cut back on your credit cards
Do you ever feel like the statements and credit-card offers just keep coming? Consumer Reports' Money Adviser says cutting down on your credit cards is one of the simplest ways to streamline your financial life.
Most people only need one or two credit cards. If you carry an American Express or Discover card, you might want to consider adding a MasterCard or a Visa because they're more widely accepted. .
Stocks: A Big Blue Bounce
Stocks gained ground Monday, attempting to recapture large losses from the first two weeks of the year. News from the financial sector continued to worry investors Monday, with Merrill Lynch (MER) still looking for extra capital and smaller banks reporting hits from deteriorating credit. News reports also circulated of a potential $24 billion writedown from Citigroup (C). But technology giant IBM (IBM) offered investors some rare good news. In the early afternoon on Monday, the Dow Jones industrial average was up 117.54 points, or 0.93%, to 12,723.84. The broader S&P 500 index moved 7.71 points, or 0.55%, higher to 1,408.73. The tech-heavy Nasdaq composite index rose 21.4 points, or 0.88%, to 2,461.34. Twenty stocks were rising for every nine falling on the New York Stock Exchange, while the ratio on the Nasdaq was 17 to 10 positive.
Experian Consumer Direct With FamilySecure.com Sponsors the Joyful ...
IRVINE, Calif., Oct. 15 /PRNewswire/ -- Experian Consumer Direct(SM), the leading provider of online direct-to-consumer credit reports, scores and monitoring products including FamilySecure.com, today announced its support of The Joyful Feast, a fundraising event designed to celebrate The Joyful Child Foundation's accomplishments and raise funds to expand its efforts to prevent predatory crimes against children. The event takes place Oct. 24 at 6 p.m. at The Grove of Anaheim, Calif. and features a live, half-hour acoustic performance by Grammy-winning artist Cyndi Lauper. The Joyful Child Foundation is a nonprofit, for public benefit organization dedicated to preventing child sexual abuse and abduction through programs that unite and uplift communities. The foundation was inspired by the life of Samantha Runnion, whose life was cut short after being abducted in front of her Orange County, Calif.
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